Underinsured Auto Accidents in Chicago, Illinois
Dealing with car accidents that have caused you injury is stressful. You’ll have to wrangle with insurance providers and fight for compensation for things like medical bills, lost wages, pain and suffering, damages, and physical therapy, and that’s when you and the driver who hit you both have insurance. Even in the best of scenarios, negotiations can drag on for a long time and give you a serious headache. This can get very costly very fast, and can leave you feeling financially unstable.
This can be even worse if the person who hit you is underinsured or has no insurance at all. Then what do you do? Can you expect to be awarded compensation when there’s no insurance company backing them, or are you stuck with paying out of your own pocket for injuries they caused, wages they caused you to lose, and the time you need to recover?
At Steven J. Malman & Associates, our seasoned Chicago personal injury lawyers can help you for free and with no obligation. Give us a call, or request a free case evaluation—we’ll get back to you immediately. We know that accidents don’t happen on a schedule, so no matter if it’s the weekend, a holiday, or in the middle of the night, we’re there.
Injured by an Uninsured Motorist? What Next?
Even if your injury happened several weeks or months ago and was caused by an uninsured driver, you likely still have good options for legal recourse. Illinois law dictates that every insurance policy sold has to include uninsured motorist coverage, which means that your insurance company is obligated to pay for part or all of the costs related to your injuries and damages. There is also the possibility of locating other parties who may be held liable for the accident, who can pay for your care and treatment. For example, if you were hit by a pizza delivery driver on their way to deliver a pizza, there’s a possibility that the restaurant can be held responsible. Similarly, if an uninsured truck driver was the negligent party in your accident, you may be able to sue the trucking company the driver was working for.
If you want to learn more about your options, get in touch with us. Our Chicago personal injury lawyers will fight for your rights to compensation, and we never back down, even if it means taking the case to court.