Vehicle Accidents

Uninsured Motorists

If you or a family member has sustained injuries in a car or truck accident, the last thing you want is to wrangle with insurance companies. Unfortunately, to get compensation for medical bills, lost current and future wages, suffering, physical therapy, and other damages, you often must deal with insurance related bureaucracy. Even when both you and the driver who hit you have insurance, this can be a headache of the highest magnitude. Negotiations can stretch on for months. And uncertainties about your financial and medical future may persist.

But what happens when the person who hit you doesn’t have insurance or doesn’t have enough insurance? Can you hope to obtain any compensation at all? Or must you be saddled with the additional indignity of paying out of pocket for your own care and time off work?

The seasoned Chicago personal injury lawyers of Steven J. Malman & Associates, can advise you for free and at no obligation. Simply call us or Request a Free Case Evaluation, and we will immediately get back to you. It doesn’t matter whether it’s a weekend, a holiday, or even in the middle of the night – accidents don’t happen on a schedule, and we understand that.

Injured by an Uninsured Motorist? What Next?

If you’ve been hurt recently or even several weeks or months ago by an uninsured driver, chances are, you still have good legal options. According to Illinois Law, every insurance policy sold must come with Uninsured Motorist Coverage. That means that your insurance company is obligated to pay some or all of the costs for damages and injuries sustained. It may also be possible to locate other liable parties to pay for your care and treatment. For instance, if a delivery service driver hit you while on the way to drop off a pizza, you can theoretically sue the restaurant or even the restaurant’s insurance company to collect. Similarly, if an uninsured truck driver hit you, you can potentially sue the trucking company he was working for.

To explore your options in detail, get in touch with our Chicago personal injury attorneys immediately. We will battle for your rights. And we never back down from a fight – even if that means taking your action all the way to trial.