Chicago and Indianapolis are both highly populated, busy cities. Both have their pros and cons, but which is the safest city to drive? Of course, there are many factors involved and statistics to look at when making this determination. We’ve gathered them here so you can draw your own conclusions. However, if you are involved in a motor vehicle accident in either of these cities, it will suddenly become the most dangerous to drive to you.
When comparing the traffic safety of the two cities, it’s essential to look at fatality rates. Even though Illinois and Chicago have a larger population than Indiana and Indianapolis, the fatalities per 100 million miles traveled are still higher in Illinois than it is in Indiana for 2020.
Projected estimated fatality rates for the first quarter of 2022, as reported by the National Highway Transportation Safety Administration (NHTSA), are as follows:
Another factor to consider when looking at the safest city to drive in is the number of at-fault car accidents. Data reviewers at Insurify reviewed their applications for auto insurance to find which cities had the most car accidents. They found that in Muncie, a suburb of Indianapolis:
In Naperville, a suburb of Chicago, data revealed that the:
Indianapolis is located in Marion County, Indiana. In 2020 (the most recent year for which figures are published), this county had the most accidents in the state, with 28,701 of them resulting in 135 deaths and 23,569 accidents that were classified as property damage only. Over nine percent of these accidents were related to speeding, and 1.2 percent involved alcohol use.
Chicago is located in Cook County, Illinois. In 2020, it saw 156,359 total crashes involving 314,725 vehicles, 460 fatalities, 41,061 total injuries, and 126,542 damaged vehicles. Over 2,270 of these accidents involved alcohol use, and speeding increased 14 percent over the previous year.
While both Indianapolis and Chicago are prone to wintry weather conditions, the vast majority of accidents in both locations occurred during times of clear weather and roads. However, other causes of motor vehicle collisions include:
From on and off ramps to cyclists and public transportation, there’s a lot that can make roads and intersections in Chicago quite dangerous, including:
Many intersecting freeways, congested traffic, confusing intersections, and poor pedestrian protections make many of Indianapolis’s roadways dangerous for everyone. The most dangerous roads and intersections here include:
Both Chicago and Indianapolis see many common types of car accidents. However, accident type is always a good predictor of the severity of injuries and property damage that might result. Some might seem severe, and victims walk away with minor injuries. Other accidents might seem insignificant but cause severe injuries. No matter what type of accident you are involved in or how many you think your injuries are, it’s always a good idea to meet with an experienced Indiana car accident lawyer to determine if you have a claim for compensation. The most common types of accidents in Chicago and Indianapolis include:
Serious car accidents can happen in any city, big or small, accident-prone or not. You deserve reliable, skilled legal representation no matter where your car accident occurs. The right attorneys investigate your accident to determine who is at fault and hold them accountable for your damages.
Malman Law’s founder Attorney Steven Malman has over 30 years of experience handling personal injury, nursing home, medical malpractice, truck accidents, car accidents, premises liability, construction, and workers’ compensation cases in Chicago, IL.
Years of experience: +30 years
Illinois Registration Status: Active and authorized to practice law—Last Registered Year: 2023