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Esurance is a subsidiary of Allstate; together they are the nation’s sixth-largest auto insurer. Although it is certainly a good idea to be able to rely on an insurance company in case you are injured in an accident, the insurance industry is plagued by an inherent conflict of interest – the more claims they pay out to people like you, the less they profit from receiving premiums.
This conflict of interest exists whether you are claiming against your own Esurance policy or asserting a third-party claim against another motorist’s Esurance policy. For this reason, you can expect Esurance to resist any substantial claim that you might assert. To maximize your chances of receiving full compensation, you will need the services of an experienced personal injury attorney. At Malman Law, we’ve got your back. We have recovered over $200 million in personal injury verdicts and settlements for over 20,000 clients over the last 25 years. We understand that in the aftermath of a serious accident, recovering your health needs to be your main concern, not paying your medical bills or making up lost earnings. Of course, the ideal scenario would have you receiving a fully adequate out-of-court settlement within a few weeks after the accident, and that is exactly the goal we will pursue when we begin negotiating with Esurance. In fact, we are able to secure a settlement the vast majority of the time. When the defendant is stubborn, however, we are willing to take the matter to court rather than settle for inadequate compensation. Our track record of successful personal injury lawsuits, ironically, is exactly what prompts companies like Esurance to raise their settlement offer to an acceptable level, rather than face us in court. As always, however, the final decision on whether to accept a settlement will be up to you. “Two years ago I was involved in a trucking accident involving a 14-wheeler truck that nearly disabled me for life. Steve fought to make sure that I received the most possible compensation for my injuries. I was about to take the insurance company’s lowball offer, but decided to call Steve first – it was the best decision I’ve made yet.” – Malman Law client
The reason why you are seeking compensation from Esurance might be the same reason why you might be reluctant to retain a top-tier personal injury law firm like Malman Law to help you collect it – you are under financial pressure.
Yes you can under certain circumstances, but most verdicts do not include an award of punitive damages. To win a punitive damages claim, the defendant’s conduct must be particularly culpable – mere negligence won’t do. A drunken driving case, for example, or a “road rage” incident in which the defendant caused the accident intentionally, might qualify for punitive damages.
These two claims arise in a similar manner – when someone injures the victim through culpable conduct (negligence, for example). If the victim lives through the injury, he or she has a personal injury claim. If he or she dies, the personal representative of the probate estate has a wrongful death claim. Typically, most of the damages in a wrongful death claim are distributed to close relatives of the victim for loss of companionship, grief, loss of financial support, and other losses. The victim’s estate can recover expenses such as funeral expenses if it initially paid them.
You can, if your claim is very small. If it is substantial, however, negotiating with insurance company executives who negotiate claims for a living isn’t a particularly good idea. Imagine being pressed to identify the exact time of an auto accident, only to find out later that the insurance company is now claiming that you caused the accident by taking your eyes off the road to check the time.
The Illinois Court of Claims Act governs personal injury claims against the government. Your options are more limited in a claim against the government than when claiming against a private party. Some of these limitations include:
If you are filing a claim against your own insurance policy, you may be required to do this. If you are filing a third-party claim against the defendant’s insurance policy, you probably won’t have to. In any case, your accident and injury lawyer should approve any statement before you file it.
At the very least, you should collect:
You may need to collect other evidence, as well.
They area very helpful and when it come to getting things done with your case I had the pleasureof working with Jason Kellerman he was awesome I highly recommend them.
- Britany Weaver
I’m very pleased to recommend Malman Law to my friends and relatives! I have to mention how efficient and professional in dealing with my case has been with everyone that I’ve been in contact with at Malman Law. Mrs. Sabo is outstanding as well as her secretary and assistant in responding quickly to any of my questions or concerns. This firm has gone above and beyond to keep me updated and get answers to my questions at any time, weekends included! Malman Law rules in my opinion!
- Cheryl Wagemann
I’ve been knowing about this Law firm for many years through friends, referrals & advertisements , never I thought I would need their services , because I believed things & situations don’t happen to me like this , long story short I was in situation that I needed help & advice!!! The right direction , I connected with the Firm & a very patient , understanding professional woman by the name of Margie assisted me in what I needed 🙂 Thank you I will refer as I was as referred as well This firm really does care !
- Elvira G.
I was rear-ended by a semi-truck on my way to work. I was transported to the hospital and my car was totaled. In the aftermath, Dan Petrich and Anna Schmidt from Malman Law helped me get set up with physical therapy and negotiated with the insurance companies to make sure the resulting settlement would cover my medical bills and a rental car until I could get a new car. I would highly recommend their services.
would do everything they could for me.
- Tony S.
I contacted Malman Law go my work injury. So professional from my first phone call. Mr. Malman’s investigator, Dan, came right out to our home. Everything was explained in detail so I know what to expect during this process. I certainly recommend anyone ever in need of a personal injury lawyer to call Malman Law. Truly the best!! Thanks everyone!
- Devin Jones
Attorney Greg Lamorena was my lawyer when I slipped and fell. He kept me updated throughout the case and was always available to talk when I had questions. He is a great lawyer and could not be happier about my settlement!
- Annie Ong
Alexis was the attorney on my case! She kept me in the loop about everything with my case. If I had any concerns I was able to contact her and she’ll answer my questions right away. If your interested in working with Malman Law I would highly recommend Alexis she was GREAT. I would highly recommend Malman Law if you’re ever in need!
- Eugenia Cathery
They are so efficient and professional.Always available to help.Attoney Boyer was great and very good with my case.I really appreciate mailman law firm. I gave them 5 star because there is nothing higher.
- Omolewa Snyder
I have had an amazing experiences with Malman law so far. From the start Dan was super easy to work with, got me the medical attention I needed and fast. Couldn’t ask for better communication. Neil Kilcoyne has been nothing but the best I could not recommend a better attorney. Malman Law is a 10 out of 10 law firm.
- Trevor Harris
Hi I just want to acknowledge Jay McCarron, Kelly & the Firm at Malman Law for representing me as they continue to work on my case. Thanks for keeping me updated & responding quickly to any of my questions or concerns. I would Highly recommend you and your firm to friends & family. E. P.
- Ernest Pitts
Alexis was the attorney on my case and she was GREAT. She made sure I was updated on everything about my case. I would highly recommend Malman Law if you’re ever in need.
- Ariel Fleming
I had the best experience with Jason and Jay attorneys from Malman Law they really went all the way to settle my case I’m telling you there just the best!! Recommend 100%!
- Carmen Rivera
Adam Meadow acted as the attorney for a family member who was in a car accident. He was highly personable and actively listened to our issues throughout the litigation process. He was able to get us a settlement for the repairations of the accident. We would recommend their services!
- Greg Gustafson
Excellent customer service and great experience. Malman law handled the whole process and it was very smooth. The settlement was a great success. I would choose malman law again in the future.
- Malak St.Clair
Helped me out of a big jam when my auto was hit twice when and the other drivers had no insurance. Adam