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Dedicated Esurance Auto Insurance Lawyers in Chicago

Experienced Injury Lawyer Assisting Clients with Esurance Accident Injury Claims throughout  Chicago

Esurance is a subsidiary of Allstate; together they are the nation’s sixth-largest auto insurer. Although it is certainly a good idea to be able to rely on an insurance company in case you are injured in an accident, the insurance industry is plagued by an inherent conflict of interest – the more claims they pay out to people like you, the less they profit from receiving premiums.
This conflict of interest exists whether you are claiming against your own Esurance policy or asserting a third-party claim against another motorist’s Esurance policy. For this reason, you can expect Esurance to resist any substantial claim that you might assert. To maximize your chances of receiving full compensation, you will need the services of an experienced personal injury attorney. At Malman Law, we’ve got your back. We have recovered over $200 million in personal injury verdicts and settlements for over 20,000 clients over the last 25 years. We understand that in the aftermath of a serious accident, recovering your health needs to be your main concern, not paying your medical bills or making up lost earnings. Of course, the ideal scenario would have you receiving a fully adequate out-of-court settlement within a few weeks after the accident, and that is exactly the goal we will pursue when we begin negotiating with Esurance. In fact, we are able to secure a settlement the vast majority of the time. When the defendant is stubborn, however, we are willing to take the matter to court rather than settle for inadequate compensation. Our track record of successful personal injury lawsuits, ironically, is exactly what prompts companies like Esurance to raise their settlement offer to an acceptable level, rather than face us in court. As always, however, the final decision on whether to accept a settlement will be up to you. “Two years ago I was involved in a trucking accident involving a 14-wheeler truck that nearly disabled me for life. Steve fought to make sure that I received the most possible compensation for my injuries. I was about to take the insurance company’s lowball offer, but decided to call Steve first – it was the best decision I’ve made yet.” – Malman Law client

Practice Areas

  • Personal injury: A personal injury can cause many losses other than medical expenses – lost work time, pain and suffering, and even long-term disability. Illinois personal injury law allows recovery for all of these losses if another party was at fault. In some cases, punitive damages may even be available.
  • Nursing home abuse: Abuse of the elderly is intolerably distressing, but it happens with regularity in some of the very establishments that we entrust to care for our elderly loved ones. Nursing homes are strictly regulated, however, and nursing home abuse lawsuits are often based on regulatory violations.
  • Vehicle accidents: Vehicle accidents account for a very high percentage of personal injury and wrongful death claims, especially those that arise from DUI or texting and driving. Challenges that frequently arise in such claims include calculating long-term damages for permanent disability, collecting admissible evidence, and reconstructing the accident.
  • Workers’ compensation: The Illinois workers’ compensation program preempts ordinary personal injury lawsuits for employees with work-related injuries. Although you are absolved of the responsibility of proving fault, the amount of your recovery may be limited compared to what you could win in a personal injury lawsuit.
  • Medical malpractice: Medical malpractice is far more common than most people realize, and relatively few victims receive adequate compensation. Often, this is because they did not even realize that their medical problem was the result of malpractice. A good personal injury lawyer can trace the chain of cause and effect.
  • Slip and fall accidents: Slipping on a banana peel is not funny when it happens in real life, and neither is falling down a flight of stairs. Owners and occupiers of premises are charged with the legal responsibility of ensuring the safety of their premises for guests, either by removing dangers or warning of them.
  • Product liability: When an ordinary citizen sues a giant company, the lawsuit is often based on product liability. The reason for this is that the manufacturer or distributor of a defective product can be held liable for injuries or deaths caused by an unreasonably dangerous product, even if the victim cannot prove that the defendant was at fault.
  • Dog bites: A dog attack can cause serious injuries or death, and it can traumatize a child for life. In Illinois, a dog owner can be held liable for a dog bite even if the owner had no reason to know of the dog’s aggressive tendencies. Dog bite claims are typically paid out by homeowner’s or renter’s insurance policies.
  • Wrongful death: A wrongful death claim is what a personal injury claim turns into when the victim of a personal injury dies from the injury. In other words, a personal injury claim does not die with its victim. Verdicts and settlements are paid to close relatives and to the victim’s probate estate.

Start Fighting Back Today

The reason why you are seeking compensation from Esurance might be the same reason why you might be reluctant to retain a top-tier personal injury law firm like Malman Law to help you collect it – you are under financial pressure.

Frequently Asked Questions

Yes you can under certain circumstances, but most verdicts do not include an award of punitive damages. To win a punitive damages claim, the defendant’s conduct must be particularly culpable – mere negligence won’t do. A drunken driving case, for example, or a “road rage” incident in which the defendant caused the accident intentionally, might qualify for punitive damages.

These two claims arise in a similar manner – when someone injures the victim through culpable conduct (negligence, for example). If the victim lives through the injury, he or she has a personal injury claim. If he or she dies, the personal representative of the probate estate has a wrongful death claim. Typically, most of the damages in a wrongful death claim are distributed to close relatives of the victim for loss of companionship, grief, loss of financial support, and other losses. The victim’s estate can recover expenses such as funeral expenses if it initially paid them.

You can, if your claim is very small. If it is substantial, however, negotiating with insurance company executives who negotiate claims for a living isn’t a particularly good idea. Imagine being pressed to identify the exact time of an auto accident, only to find out later that the insurance company is now claiming that you caused the accident by taking your eyes off the road to check the time.

The Illinois Court of Claims Act governs personal injury claims against the government. Your options are more limited in a claim against the government than when claiming against a private party. Some of these limitations include:

  • Certain types of claims are barred.
  • You may have to file a claim with the government before you can go to court.
  • The statute of limitations rules are more restrictive.
  • To sue a local government such as Chicago, you must prove that the defendant’s behavior was “willful and wanton” – a tougher standard to prove than negligence.

If you are filing a claim against your own insurance policy, you may be required to do this. If you are filing a third-party claim against the defendant’s insurance policy, you probably won’t have to. In any case, your accident and injury lawyer should approve any statement before you file it.

At the very least, you should collect:

  • The police report
  • Contact details for everybody involved in the accident and all witnesses
  • The at-fault party’s insurance information
  • A medical report of your injuries
  • A repair shop’s estimate of the damage to your vehicle
  • The date, place, and time of the accident

You may need to collect other evidence, as well.

Start Fighting Back Today

If you believe that you might have an Esurance auto insurance claim in Illinois or Greater Chicago, phone us today or contact us online for your free initial consultation. If you are not able to come to us because of your injuries, we can even come to you to discuss matters further.
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Why People Choose Malman Law

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    Credibility & Experience

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    Track Record of Success

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    25,000+ Cases over 25 Years

Free Case Reviews

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    They are very helpful, and when it comes to getting things done with your case I had the pleasure of working with Jason Kellerman he was awesome I highly recommend them.

    Britany Weaver

    Personal Injury Victim

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    I was rear-ended by a semi-truck on my way to work. I was transported to the hospital and my car was totaled. In the aftermath, Dan Petrich and Anna Schmidt from Malman ...

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    I contacted Malman Lawafter my work injury. So professional from my first phone call. Mr. Malman’s investigator, Dan, came right out to our home. Everything was explai...

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    Attorney Greg Lamorena was my lawyer when I slipped and fell. He kept me updated throughout the case and was always available to talk when I had questions. He is a great...

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    Alexis was the attorney on my case! She kept me in the loop about everything with my case. If I had any concerns I was able to contact her and she’ll answer my que...

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    I have had an amazing experience with Malman law so far. From the start, Dan was super easy to work with, got me the medical attention I needed, and fast. Couldn’t ask...

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    Hi, I just want to acknowledge Jay McCarron, Kelly & the firm at Malman Law for representing me as they continue to work on my case. Thanks for keeping me updated &a...

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    Alexis was the attorney on my case and she was GREAT. She made sure I was updated on everything about my case. I would highly recommend Malman Law if you’re ever in ne...

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    I had the best experience with Jason and Jay attorneys from Malman Law they really went all the way to settle my case I’m telling you there just the best!! Recommend 1...

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    Adam Meadow acted as the attorney for a family member who was in a car accident. He was highly personable and actively listened to our issues throughout the litigation p...

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    Excellent customer service and a great experience. Malman Law handled the whole process and it was very smooth. The settlement was a great success. I would choose Malman...

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    Helped me out of a big jam when my auto was hit twice when and the other drivers had no insurance. Adam Meadow is the only Lawyer I will call for helping me and my daugh...

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    I cannot give enough praise to the team at Malman Law, for helping with my case. My children were involved in an auto collision and the attorney Adam along with his para...

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    A close friend recommended me to Malman Law. I currently have a case with them due to a car accident I had and ever since the accident they have been taking care of ever...

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    Bella Feinstein, Jason Kellerman, and Terry Davey have been instrumental in helping me through many difficult situations. Not only did they work to get my mom a settleme...

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    Mr. Kellerman of Malman Law shows compassion for his clients. Returns calls and emails promptly, he takes time to listen to his clients, and gather facts accordingly.

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    Everyone at Malman Law made me feel welcomed and heard. My lawyer, Adam Meadow, as well as staff, kept me up to date and were more than happy to do so! I would highly re...

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    Dan Petrich was the best man for my case of falling through my porch of an apartment I rented. He made sure I got what I deserved not only $ wise but medical wise and th...

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    Steve Malman helped me with my auto case. He quickly responded and answered any and all the questions I had. My case was a success as well as 2 other family members I re...

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    Malman Law goes above and beyond handling your legal injury case needs. From the first appointment through to the ending verdict my sister and brother in law were very...

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    Malman Law is definitely professionals and skilled at what they do. Mr. Adam Meadow always kept me informed and never hesitated to answer my questions and was open to he...

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    Mailman Law, Excellent firm!! Tiffany Alberty and her assistant Margie Gallegos were super efficient and knowledgeable. Great communication—very quick response and gre...

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    So glad I contacted Malman Law regarding my accident. Professional and caring. Thank you Mr. Malman. I most definitely recommend to anyone if you need the best to call M...

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    I really appreciated and enjoyed Yennin Calderon’s service. I called asking questions and she was so helpful. Not only did she answer all my questions and concerns...

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    My experience with Malman Law was great. I worked with Attorney Tiffany Alberty and her assistant Margie. Both communicated what was going on with my case, explained the...

    Ashley Jenkins

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2 years ago I was involved in a trucking accident involving a 14-wheeler truck that nearly disabled me for life. Steve fought to make sure that I received the most possible compensation for my injuries. I was about to take the insurance company’s lowball offer, but decided to call Steve first – it was the best decision I’ve made yet

NOAH TAFFELPersonal Injury Victim