Car Accidents Involving Uninsured or Underinsured Drivers

Friday, July 26, 2013

Car Accidents Involving Uninsured or Underinsured Drivers

Written by Malman Law, reviewed by Steve J. Malman.

When the economy is bad, there are often a lot of uninsured drivers on the road—they will get insurance for as long as they need to get their car registered, then cancel the policy in efforts to save money. Unfortunately, when these drivers get into accidents with insured people, it can create a confusing mess in regards to everyone’s rights to compensation. If you become injured in an accident with someone who doesn’t have auto insurance, you will probably need to contact a personal injury lawyer in Chicago, as they will know better how to deal with insurance companies so that you can begin recovering and move on with your life.

Can You Still Get Compensation from an Uninsured Driver?

If you’re involved in an accident and you find out that the person who hit you doesn’t have insurance, your first reaction may be to stress out over the implications of an insurance company being absent. Will you be able to fix your car, or if you are injured, who will pay for the medical bills? In Illinois, the law dictates that every insurance policy must include coverage for uninsured motorists, so it’s likely that you insurance company will cover at least part of the expenses. However, a car accident attorney can help you figure out what your options are for pursuing the uninsured driver for damages.

Other Potentially Liable Parties

There may be other liable parties that you can hold accountable for bills and damages. For example, if you’re hit by an uninsured truck driver, you may be able to bring legal action against the trucking company the driver works for. A personal injury lawyer in Chicago will have the necessary experience to best help you when you’re in a confusing situation like an accident with someone who is uninsured. You aren’t powerless or helpless in this event—you can fight for compensation with the help of a car accident attorney.

Steve Malman

Malman Law’s founder Attorney Steven Malman has over 30 years of experience handling personal injury, nursing home, medical malpractice, truck accidents, car accidents, premises liability, construction, and workers’ compensation cases in Chicago, IL.

Years of experience: +30 years
Illinois Registration Status: Active and authorized to practice law—Last Registered Year: 2024

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