COVID-19 Notice: Malman Law’s staff is working at office & from home so that we can do our part to fight the spread of this virus within our community.

Learn more x
Free Consultations | Tap To Call Today: 1.888.625.6265

Speak to a Lawyer 24hrs a Day

1.888.625.6265

Free Consultation, Call Now!

Common Myths about Car Accidents – and the Real Truth You Need to Know

Schedule Free Case Review

Sunday, October 21, 2018

Common Myths about Car Accidents – and the Real Truth You Need to Know

No one goes through life expecting to be in an accident.

So, it is not uncommon for individuals to be under-informed about the process of filing a claim or even their rights. Unfortunately, this paves the way for myths to seep into our brains and make us assume things that are not true – and sometimes can derail our chances of receiving compensation entirely.

While there is nothing wrong with turning to friends and family for advice, you must realize that if they have not been in an accident, they might be using the information they have heard elsewhere and not always from a reliable source.

The best way to receive accurate information is to contact an accident attorney – like those at Malman Law.

Our advocates educate our clients on their rights and what to expect from the accident claim process, including what may occur if we proceed with a lawsuit. We advise anyone who has been in an accident to contact an attorney and schedule a consultation.

While you wait for that appointment, let us go over the common car accident myths and the facts you should know.

Common Car Accident Myths Chicago Injury Attorneys Need to Set Straight

Myths are out there for just about anything in life – and car accidents are no different.

Whether it is the accident itself, the insurance claims process later, or filing a lawsuit, be informed about car accidents here in Chicago by understanding these common myths and the real truth.

Myth #1: Your Insurance Company Works for You – They Will Resolve the Claim with the Other Party’s Insurance

In theory, you pay your insurance company, you are the client, so that must mean that they work for you.

In reality, it is rarely the case.

Even if your insurance company calls you saying that they will fight for your compensation and resolve the issue, you must realize all insurance companies have a single goal: to preserve their bottom line. The more time they invest, and the more money they pay out, the less money in their company reserves.

Your insurance company is legally obligated to provide payments when requested, but they are still a business. And like all businesses, they drive on profits. Treating your insurance company as though they are a friend or family member working for you is the biggest mistake you can make.

Insurance companies avoid liability at all costs. They have no problem using tricks and legal maneuvers to get out of paying for a claim, and they will gladly take advantage of anyone trying to negotiate a settlement without professional help.

When your insurance company or the other side offers you a settlement, realize that the amount offered is likely much less than what you deserve. The only issue is it could take you a few months or years afterwards to figure that out – and by then it is too late.

Myth #2: Any Personal Injury Attorney Can File a Lawsuit and Help Me Get Compensation

Yes, any attorney can technically file a lawsuit and seek compensation.

However, the amount of compensation, the time it takes, and the results vary, depending on the quality of representation you have.

One attorney might have just as much experience handling injury claims as another, but their record for settlement amounts and success can vary significantly from another. Also, whether they are willing to go to court or not matters in the eyes of an insurance company.

If the insurance company knows an attorney is unlikely to take them to court, they will push that attorney around until they settle – and the person that suffers here is the victim. On the other hand, if an insurance company knows an attorney has experience and will go to trial if necessary, they are more likely to settle out of court for the amount you need.

Do not hire the first attorney you find. Instead, consider all your options, have consultations with a few, and hire the one that not only has a good reputation but one you are comfortable with as well.

Myth #3: The Accident Was Minor, I Don’t Need a Police Report or to File a Claim

Leaving the scene of the accident or not reporting an accident not only hurts your case later but might result in criminal charges, too.

You cannot leave the scene of an accident when property damage is more than $500 – which is the case for most fender benders. Furthermore, you might not feel injured at the time, but even a rear-end collision with minimal vehicle damage could result in painful injuries. The only catch is that these injuries don’t manifest right away (sometimes days).

If you do not take the right steps at the scene of the accident, you could face numerous issues when you are ready to file a lawsuit or request compensation from your insurance company.

Any time you are in an accident, regardless of the injuries you may feel, you need to do the following:

  • Pull over and assess. Make sure everyone in your car, as well as in the other car, are okay and no one needs immediate medical attention.
  • Call the police and report the accident.
  • Get the other party’s insurance and contact information and give them yours for reference.
  • Take photographs of the accident scene if you can. You’ll want pictures of the area, the condition of the vehicles, and your injuries.
  • Talk to the police and give them a statement, but never admit fault.
  • See a doctor right away – even if you feel fine. The human body is notorious for masking pain as a survival mechanism, but that doesn’t mean you are without injuries. You could have traumatic brain injuries, internal bleeding, or even something minor like soft tissue damage. The issue is that these injuries will manifest symptoms later – and by then, you could be too late.

Myth #4: I Feel Fine, So I Don’t Need a Doctor

After the initial accident and even a few days later, you feel fine.

The reality is that car accident injuries can take time to manifest. Traumatic brain injuries, soft tissue injuries, back injuries, nerve damage, and other complications take some time to display. Without diagnostic testing, you might not realize the severity of your injuries until days after the incident.

Regardless of how you feel at the accident, you need to see a physician. If you do not want to incur the costs of an emergency room visit, you can see your family physician and make sure everything is okay. Furthermore, if you notice pain (even slightly) after the accident, you should seek treatment to make sure nothing more serious is going on.

If you see the doctor, follow all treatment plans they give you as well. In the event you file a lawsuit later, failure to follow through with doctors’ orders could result in the court not approving all medical costs you request compensation for.

Myth #5: All Auto Accident Laws Are the Same – Regardless of Where You Live

Every state has different auto accident laws, because these agencies run how car insurance is sold in their state.

Filing a car insurance claim itself is complicated, and it becomes more complicated if you don’t know your state laws. Some states allow no-fault insurance, but Illinois is not one of those states. Instead, accidents in Illinois fall under fault laws, which means the financial responsibility for the accident falls on the party who caused the crash.

Hire the Right Attorney for Your Accident

No one wants to be the victim of a car accident. But when it happens, you want to rest assured you have an advocate by your side ready to fight for you and your right to compensation.

You want an experienced attorney that handles car accident claims, like the advocates at Malman Law.

Our attorneys understand how confusing it can be after an accident. We also know that information from all sides (family, friends, co-workers, and the internet) can become confusing.

We are here to advise you on your rights, walk you through the process of filing a claim, and negotiate the compensation you need so that you can cover your expenses.

We help our clients receive compensation for:

  • Medical expenses – including any future medical care related to your accident
  • Lost wages
  • Loss of future earning capacity (in the event you cannot work because of your injuries)
  • Loss of enjoyment after a disabling injury
  • Loss of companionship when a loved one dies because of their accident injury

To get started, meet with one of our attorneys for a no obligation case evaluation. Schedule an appointment now at 888-625-6265. You can also ask our team a question online by completing the online contact form.

Related Posts

Why People Choose Malman Law

You’ll want your lawyers to be this good.
You’ll want our experience on your side.
  • Icon

    Credibility & Experience

    25,000+ Cases over 25 Years
  • Icon

    Track Record of Success

    25,000+ Cases over 25 Years
  • Icon

    Team of Litigation Lawyers

    25,000+ Cases over 25 Years
  • img

    They area very helpful and when it come to getting things done with your case I had the pleasureof working with Jason Kellerman he was awesome I highly recommend them.

    - Britany Weaver

  • img

    I’m very pleased to recommend Malman Law to my friends and relatives! I have to mention how efficient and professional in dealing with my case has been with everyone that I’ve been in contact with at Malman Law. Mrs. Sabo is outstanding as well as her secretary and assistant in responding quickly to any of my questions or concerns. This firm has gone above and beyond to keep me updated and get answers to my questions at any time, weekends included! Malman Law rules in my opinion!

    - Cheryl Wagemann

  • img

    I’ve been knowing about this Law firm for many years through friends, referrals & advertisements , never I thought I would need their services , because I believed things & situations don’t happen to me like this , long story short I was in situation that I needed help & advice!!! The right direction , I connected with the Firm & a very patient , understanding professional woman by the name of Margie assisted me in what I needed 🙂 Thank you I will refer as I was as referred as well This firm really does care !

    - Elvira G.

  • img

    I was rear-ended by a semi-truck on my way to work. I was transported to the hospital and my car was totaled. In the aftermath, Dan Petrich and Anna Schmidt from Malman Law helped me get set up with physical therapy and negotiated with the insurance companies to make sure the resulting settlement would cover my medical bills and a rental car until I could get a new car. I would highly recommend their services.

    would do everything they could for me.

    - Tony S.

  • img

    I contacted Malman Law go my work injury. So professional from my first phone call. Mr. Malman’s investigator, Dan, came right out to our home. Everything was explained in detail so I know what to expect during this process. I certainly recommend anyone ever in need of a personal injury lawyer to call Malman Law. Truly the best!! Thanks everyone!

    - Devin Jones

  • img

    Attorney Greg Lamorena was my lawyer when I slipped and fell. He kept me updated throughout the case and was always available to talk when I had questions. He is a great lawyer and could not be happier about my settlement!

    - Annie Ong

  • img

    Alexis was the attorney on my case! She kept me in the loop about everything with my case. If I had any concerns I was able to contact her and she’ll answer my questions right away. If your interested in working with Malman Law I would highly recommend Alexis she was GREAT. I would highly recommend Malman Law if you’re ever in need!

    - Eugenia Cathery

  • img

    They are so efficient and professional.Always available to help.Attoney Boyer was great and very good with my case.I really appreciate mailman law firm. I gave them 5 star because there is nothing higher.

    - Omolewa Snyder

  • img

    I have had an amazing experiences with Malman law so far. From the start Dan was super easy to work with, got me the medical attention I needed and fast. Couldn’t ask for better communication. Neil Kilcoyne has been nothing but the best I could not recommend a better attorney. Malman Law is a 10 out of 10 law firm.

    - Trevor Harris

  • img

    Hi I just want to acknowledge Jay McCarron, Kelly & the Firm at Malman Law for representing me as they continue to work on my case. Thanks for keeping me updated & responding quickly to any of my questions or concerns. I would Highly recommend you and your firm to friends & family. E. P.

    - Ernest Pitts

  • img

    Alexis was the attorney on my case and she was GREAT. She made sure I was updated on everything about my case. I would highly recommend Malman Law if you’re ever in need.

    - Ariel Fleming

  • img

    I had the best experience with Jason and Jay attorneys from Malman Law they really went all the way to settle my case I’m telling you there just the best!! Recommend 100%!

    - Carmen Rivera

  • img

    Adam Meadow acted as the attorney for a family member who was in a car accident. He was highly personable and actively listened to our issues throughout the litigation process. He was able to get us a settlement for the repairations of the accident. We would recommend their services!

    - Greg Gustafson

  • img

    Excellent customer service and great experience. Malman law handled the whole process and it was very smooth. The settlement was a great success. I would choose malman law again in the future.

    - Malak St.Clair

  • img

    Helped me out of a big jam when my auto was hit twice when and the other drivers had no insurance. Adam Meadow is the only Lawyer I will call for helping me an my daughter.

    - Devri Lott

  • img

    I cannot give enough praise to the team at Malman Law, for helping with my case . My children were involved in a auto collision and the attorney Adam along with his paralegal Michelle worked diligently until the matter was resolved and my entire family was happy. I would definitely recommend Malman Law for anybody going through legal troubles.

    - Adrian Lopez

  • img

    A close friend recommended me to Malman Law. I currently have a case with them due to a car accident I had and ever since the accident they have been taking care of everything for me without me having to worry about anything. They took care of the medical bills & helped me get physical therapy right away. I highly recommend them.

    - Vanessa Leon

  • img

    Bella Feinstein, Jason Kellerman, and Terry Davey, have been instrumental in helping me though many difficult situations. Not only did they work to get my mom a settlement, they have continued to help me through the legal process of relocating my mom to a different state. I’m very grateful for their hard work and good advice.

    - Nyah Vuljanic

  • img

    This law firm is the best they got me paid and meymen law kept in constant communication with me which meant a lot to me I would highly recommend this law firm to anyone who. In the position they are awesome sincerely. Jeff walker

    - Jeff Walker

  • img

    Mr. Kellerman of Malman Law shows compassion for his clients. Returns calls and emails promptly, takes time to listens to his clients and gather facts accordingly.

    - Steve Acosta

  • img

    Everyone at Malman Law made me feel welcomed and heard. My lawyer, Adam Meadow, as well as staff kept me up to date and were more than happy to do so! I would highly recommend their services. Also- a plus is many employees are fluent in Spanish. My experience was easy and worthwhile.

    - Adrianna Gomez

  • img

    Dan Petrich was the best man for my case of falling through my porch of a apartment I rented. He made sure I got what I deserved not only $ wise but medical wise and that my hospital bills and Dr bills were left at a $0 balance before closing my case. I was definitely happy and glad I choose him. Thank you. 5 stars

    - Jose Cruz

  • img

    Steve Malman helped me with my auto case. He quickly responded and answered any and all the questions I had. My case was a success as well as 2 other family members I recommended to him won their cases as well. Definitely a 5 star!

    - Meagan Cruz

  • img
    Malman Law goes above and beyond handling your legal injury case needs. From the first appointment through to the ending verdict my sister and brother in law were very happy with their case results. Highly recommended!

    - Eddie Villarreal

  • img

    I am very impressed with Malman Law and my experience with Tiffany Alberty. She was very professional and knowledgeable. I appreciate the great communication and never felt out of the loop. She was very patient and hard working on my case. I would highly recommend this firm. Thanks for the hard work and all your help!

    - Madissen Miller

  • img

    Malman Law is definitely professionals and skilled at what they do. Mr. Adam Meadow always kept me informed and never hesitated to answer my questions and was open to hearing my concerns. Wouldn’t think twice about referring them to family and friends. Thank you to all at Malman Law!

    - Christina Ocon

  • img

    Mailman Law, Excellent firm!! Tiffany Alberty and her assistant Margie Gallegos were super efficient and knowledgeable. Great communication—very quick response and great follow up! My case was resolved sooner than expected. I highly recommend them!

    - Adriana Martinez

  • img

    So glad I contacted malman law regarding my accident. Professional and caring. Thank you Mr Malman. I most definitely recommend to anyone if you need the best to call Malman Law!!!

    - Virgil Sanner

  • img

    I really appreciated and enjoyed Yennin Calderon’s service. I called asking questions and she was so helpful. Not only did she answer all my questions and concerns. It was also a bonus that she was bilingual in Spanish! Loved the warmth she brought. Thank you!

    - Jazlyn Caraballo

  • img

    My experience with Malman Law was great. I worked with Attorney Tiffany Alberty and her assistant Margie. Both communicated what was going on with my case, explained next steps and got my case to resolved early. I would highly recommend Malman Law.

    - Ashley Jenkins

View more testimonials
img

What’s your case worth? Submit for a free case review

ALL FIELDS REQUIRED

2 years ago I was involved in a trucking accident involving a 14-wheeler truck that nearly disabled me for life. Steve fought to make sure that I received the most possible compensation for my injuries. I was about to take the insurance company’s lowball offer, but decided to call Steve first – it was the best decision I’ve made yet

NOAH TAFFELPersonal Injury Victim