Written by Malman Law, reviewed by Steve J. Malman.
Filing an insurance claim and receiving compensation isn’t as straightforward as many people think. The insurance company has the upper hand. Making certain mistakes can hurt your financial recovery. By working with an experienced attorney, you can avoid these mistakes and protect your claim.
Insurance claims aren’t guaranteed compensation for injuries or losses. In fact, many claimants have to fight to get their claim approved or receive the compensation they are entitled to. This is because insurance companies want to make a profit. If they pay each claimant fully for their claim, they won’t be able to make as much of a profit. Knowing this, they prey on innocent claimants, waiting for them to make a mistake or have an oversight that relieves them of their obligation to pay full compensation or any at all.
The good news is that hiring an experienced Chicago personal injury lawyer to help you with your claim can significantly reduce your chances of being taken advantage of or treated unfairly. They can help you avoid many mistakes.
After you file your claim, your case is assigned to an insurance adjuster. Within a few days, the adjuster will call you. They might seem friendly and well-meaning, but they still work for the insurance company and want to protect their bottom line. You will be asked to give a recorded statement. They may even try to make you think it’s mandatory. However, you don’t have to provide one. It’s best to contact a well-versed Chicago personal injury attorney who can deal with them. If you agree to a recorded statement, the adjuster might ask you trick questions or twist your words to be used against you.
Never sign any kind of agreement or documentation from the insurance company regarding your claim without having it reviewed by a Chicago personal injury lawyer. You may think you know what you are signing and agreeing to, but in reality, you might not. This can be detrimental to your claim. You could be:
The insurance company doesn’t want you to involve a lawyer. Your adjuster might even tell you that you don’t need one. They know that you are more likely to fall for their tactics and accept a low settlement if you don’t have an attorney. By not consulting with an attorney about your claim, you leave the door open for them to take advantage of you. Even if you don’t think you need legal help, it’s always best to get the opinion of legal counsel.
If you want to get the most out of your insurance claim, it’s essential to get legal advice and representation. You can receive a no-obligation consultation with the skilled personal injury attorneys at Malman Law. Call (312) 629-0099 today or use our online contact form.
Malman Law’s founder Attorney Steven Malman has over 30 years of experience handling personal injury, nursing home, medical malpractice, truck accidents, car accidents, premises liability, construction, and workers’ compensation cases in Chicago, IL.
Years of experience: +30 years
Justia Profile: Steve Malman
Illinois Registration Status: Active and authorized to practice law—Last Registered Year: 2024
Britany Weaver
View more testimonialsCheryl Wagemann
View more testimonialsElvira G.
View more testimonialsTony S.
View more testimonialsDEVIN JONES
View more testimonialsDevin Jones
View more testimonialsAnnie Ong
View more testimonialsEugenia Cathery
View more testimonialsOmolewa Snyder
View more testimonialsTrevor Harris
View more testimonialsErnest Pitts
View more testimonialsAriel Fleming
View more testimonialsCarmen Rivera
View more testimonialsGreg Gustafson
View more testimonialsMalak St.Clair
View more testimonialsDevri Lott
View more testimonialsAdrian Lopez
View more testimonialsVanessa Leon
View more testimonialsNyah Vuljanic
View more testimonialsJeff Walker
View more testimonialsSteve Acosta
View more testimonialsAdrianna Gomez
View more testimonialsJose Cruz
View more testimonialsMeagan Cruz
View more testimonialsEddie Villarreal
View more testimonialsMadissen Miller
View more testimonialsChristina Ocon
View more testimonialsAdriana Martinez
View more testimonialsVirgil Sanner
View more testimonialsJazlyn Caraballo
View more testimonialsAshley Jenkins
View more testimonialsThis page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by President and Founder, Steven J. Malman who has more than 20 years of legal experience as a personal injury attorney.
Schedule a free consultation with one of our experienced lawyers today by filling out the form below or call us at 1 (888) 625-6265