After an injury, you assume that the responsible party will cover the costs of your medical treatments and cures. However, you would be surprised at how difficult it can be to get the other side to pay out – even for legitimate medical expenses.
Saving receipts and medical statements is important, especially if you plan to file a personal injury lawsuit against a negligent party. Keep in mind that even with all of the documentation necessary, adjusters will scrutinize every line item and bill to find a way to lessen your compensation. This is why you need to hire a personal injury attorney before filing your claim. An attorney will ensure that you have all of the necessary documentation, but will also work with the insurer to make sure that you receive compensation for your valid medical expenses.
For a medical expense to be reimbursed, it must meet specific criteria:
In order to meet these requirements, you will need to substantiate your claims. You can do so by having a physician sign a document stating that all medical treatments or cures prescribed by him or her were required in order to treat your injury. They must also document how the injury occurred (e.g., car accident, slip and fall, etc.) and that the treatment was specifically for that injury. If you do not have substantiation toward your medical costs, you may not receive compensation for them.
Even if you have substantiating proof that the medical costs are valid, the adjuster and defense team will work hard to disprove your injuries. A claim may be contested if:
If you have been seriously injured and have noticed the medical costs are piling up, do not wait. Instead, contact a personal injury attorney as soon as possible. The more evidence you have collected, the easier it will be to prove that your medical expenses are legitimate.
The accident team at Malman Law can assist you with your claim. We will help you gather necessary documentation and even enlist the help of experts (if necessary) to prove your medical expenses.
Get started by scheduling a consultation with one of our attorneys or request more information online.