Free Consultations | Tap To Call Today: 1.888.625.6265

Chicago Vehicle Accident Attorneys - Malman LawAfter a car accident, you will have plenty of questions, but one of the biggest may be who will pay for your vehicle’s damage. The answer will depend on the circumstances of the accident – including who was at fault for the accident itself. Also, it will depend on the type of insurance coverage the at-fault driver has or if the at-fault driver was even present at the scene.

When Another Driver Is at Fault

If another driver caused the accident, they are responsible for all damages – including vehicle repairs. In this situation, the driver should have vehicle insurance and their insurance will cover the costs of your vehicle repairs as well as their own. If they do not have insurance and you have collision coverage on your plan, the collision coverage will take on the costs. You also have the option of suing the other driver for their responsibility to pay for your vehicle damage.

Liability insurance covers damage one driver does to another driver’s vehicle. If you have car damage that needs repair, the other driver’s property damage liability coverage of their insurance will take over. Illinois has required minimums for liability insurance, which include:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $20,000 for property damage

Liability insurance is what covers the damages for the other drivers, not the policyholder.

When the Other Driver Does Not Have Insurance

If the other driver does not have insurance, your uninsured or underinsured coverage can take over. You will have coverage for bodily injuries under this policy. There are minimum limits in Illinois, and you are required to carry $25,000 per person and $50,000 per accident minimum.

If the other driver doesn’t have liability insurance or their insurance company will not admit that their driver was at fault, you may need to bring in the assistance of an attorney. An attorney can help negotiate with the car insurance company on your behalf. If the driver was negligent and also broke the law by driving without insurance, you may be able to file a suit against them in civil court for your vehicle damage as well as any injuries you sustained because of the accident.

Also, if insurance is denying that their driver is at fault or they are trying to place some of the liability on you, an attorney can help. Attorneys know the tactics used by insurers to pay as little as possible or to get out of making any payments. While you are recovering from your injuries there is no point in battling insurance – instead, contact an attorney.

Contact Malman Law

For your car accident in Chicago, turn to the attorneys at Malman Law. We can assist you with filing your claim, collecting payments and negotiating with insurers. Call us at 888-751-2297 to schedule a free consultation or contact us online with your questions.

Firm Awards & Recognitions

Steven Malman was selected to the list. The list is issued by the American Institute of Legal Counsel. A description of the selection methodology can be found at

  • Steven Malman was selected to the list. The list is issued by the National Academy of Personal Injury Attorneys. A description of the selection methodology can be found at

  • Steven Malman was selected to the list for 2018-2019.

  • Only the top 100 trial lawyers from each state or highly-populated regions of certain states who are actively practicing in civil plaintiff and/or criminal defense law are eligible for invitation. Invitees must demonstrate superior qualifications, leadership skills, and trial results as a legal professional. The selection process for this elite honor is based on a multi-phase process based upon objective and uniformly applied criteria which includes peer nominations combined with third party research.

    Prospective members of The NTL are carefully screened prior to receiving an invitation for membership.

  • Top Attorneys Diamond Member

  • Top Attorneys of North America 2019-2020

  • The American Institute of Trial Lawyers is an invitation only professional organization composed of premier trial attorneys from each state. These attorneys exemplify the very best qualities and qualifications of an attorney. Each attorney must meet stringent qualifications as a civil or criminal trial attorney. These attorneys practice in a variety of fields to help and promote the ethical and elite practice of law. Selection is based on a thorough multi phase process which includes peer nominations and third party research. Each member must be in good standing with their local compliance organization. Membership is extended to only a select few in each state and/or region.

  • As the founder of Steven J. Malman and Associates, P.C., Attorney Steven Malman has 21 years of experience handling personal injury, nursing home, medical malpractice, premises liability, construction and workers’ compensation cases. Mr. Malman is one of Chicago’s leading authorities on personal injury law and has taken a special interest in defending the elderly from neglect and abuse. He has personally handled over 10,000 cases successfully, and collected hundreds of millions dollars for his clients.

Client Review

  • "I'm very pleased to recommend Malman Law to my friends and relatives! I have to mention how efficient and professional in dealing with my case has been with everyone that I've been in contact with at Malman Law. Mrs. Sabo is outstanding as well as her secretary and assistant in responding quickly to any of my questions or concerns. This firm has gone above and beyond to keep me updated and get answers to my questions at any time, weekends included! Malman Law rules in my opinion! "

    - Cheryl Wagemann
View More Testimonials

Know Your Rights!

Why People Choose Malman Law

You’ll want our experience on your side.
You’ll want your lawyers to be this good.

  • Credibility & Experience

    20,000+ Cases over 25 Years
  • Track Record of Success

    Over $200,000,000 Collected
  • Team of Litigation Lawyers

    Real Courtroom Experience
Need Help
After Hours?

Paralegals Available
24 Hours A Day To
Speak With you

No Matter The Time, We’re Here To Help!
Click to Call Now