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Chicago Personal Injury Attorneys - Malman LawAfter an injury, you will likely turn to a personal injury attorney for answers to your questions. While attorneys deal with judges, other attorneys, and various business professionals, what you may not realize is that they also deal with insurance companies. Many individuals are unaware of their legal rights after an accident, especially when it comes to their health insurance. If you have been injured in an accident, do not assume you do not have rights – especially if your insurer or the defendant’s insurer is less than willing to pay for your legitimate injuries.

Who Will Pay Your Medical Costs Post-Accident?

Unfortunately, too many accident victims are under the assumption that the party responsible for the accident is required to pay their medical bills. Regardless of fault, you are legally required to pay for your medical bills. However, you are also legally allowed to hold that individual responsible for their actions and seek damages – monetary awards – that reimburse or cover future medical expenses.

There are instances where the other party’s auto insurer will cover some of your medical expenses, but whether they choose to pay or not, the hospitals and physicians that treat you will consider you the legally responsible party for any bills incurred after the accident.

What Happens When You Cannot Afford to Pay Your Bills?

If you do not have insurance or you cannot afford to pay for your medical costs after an accident, payment plans and liens are both ways you may be able to cover those costs. A hospital lien is what a clinic will place on a patient’s record when they know that the patient’s bills will be paid eventually via a personal injury settlement. The liens will be sent to your personal injury attorney and your attorney will deduct the cost of those liens from your settlement.

Why Will a Hospital File a Lien Instead of Filing Claims with Your Insurer?

A hospital prefers being paid directly from settlement funds rather than billing your health insurance provider. This is because health insurance providers and hospitals have a contractual adjusted amount that is paid for services rendered – while a settlement allows the hospital to collect the entire amount. Your attorney can ensure that the bills are directed via insurance first so that hospitals do not overbill and take advantage of your settlement.

What to do if a Hospital Lien Is Placed on Your Settlement

If you owe money to medical providers after an accident, it is best that you work with a personal injury attorney who has experience handling liens and these types of claims.

The attorneys at Malman Law will make sure that your hospital bills and other medical expenses associated with your injury are covered, and that the plaintiff’s settlement is not taken advantage of by a hospital or physician.

Contact our personal injury attorneys today regarding your claim. Schedule a free consultation by calling 888-247-2160 or filling out our convenient online contact form.

Firm Awards & Recognitions

Steven Malman was selected to the list. The list is issued by the American Institute of Legal Counsel. A description of the selection methodology can be found at http://www.aiopia.org/selection/.

  • Steven Malman was selected to the list. The list is issued by the National Academy of Personal Injury Attorneys. A description of the selection methodology can be found at http://www.naopia.com/selection-process.

  • Steven Malman was selected to the list for 2018-2019.

  • Only the top 100 trial lawyers from each state or highly-populated regions of certain states who are actively practicing in civil plaintiff and/or criminal defense law are eligible for invitation. Invitees must demonstrate superior qualifications, leadership skills, and trial results as a legal professional. The selection process for this elite honor is based on a multi-phase process based upon objective and uniformly applied criteria which includes peer nominations combined with third party research.

    Prospective members of The NTL are carefully screened prior to receiving an invitation for membership.

  • Top Attorneys Diamond Member

  • Top Attorneys of North America 2019-2020

  • The American Institute of Trial Lawyers is an invitation only professional organization composed of premier trial attorneys from each state. These attorneys exemplify the very best qualities and qualifications of an attorney. Each attorney must meet stringent qualifications as a civil or criminal trial attorney. These attorneys practice in a variety of fields to help and promote the ethical and elite practice of law. Selection is based on a thorough multi phase process which includes peer nominations and third party research. Each member must be in good standing with their local compliance organization. Membership is extended to only a select few in each state and/or region.

  • As the founder of Steven J. Malman and Associates, P.C., Attorney Steven Malman has 21 years of experience handling personal injury, nursing home, medical malpractice, premises liability, construction and workers’ compensation cases. Mr. Malman is one of Chicago’s leading authorities on personal injury law and has taken a special interest in defending the elderly from neglect and abuse. He has personally handled over 10,000 cases successfully, and collected hundreds of millions dollars for his clients.

Client Review

  • "I'm very pleased to recommend Malman Law to my friends and relatives! I have to mention how efficient and professional in dealing with my case has been with everyone that I've been in contact with at Malman Law. Mrs. Sabo is outstanding as well as her secretary and assistant in responding quickly to any of my questions or concerns. This firm has gone above and beyond to keep me updated and get answers to my questions at any time, weekends included! Malman Law rules in my opinion! "

    - Cheryl Wagemann
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