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Thursday, May 16, 2019
If you have been injured in a car accident in Chicago you may be entitled to financial compensation. In fact, at Malman Law, we have helped our clients recover more than $250 million in financial compensation over the past 25 years. That is a lot of money; and, while the outcome of a car accident case is never guaranteed, there are some key steps you can take in order to improve your chances of securing just compensation for your injury-related losses.
In addition to taking these steps, there are also some critical mistakes you need to avoid. Not only can these mistakes make it more difficult for you to secure maximum compensation for your losses, but some of them can potentially jeopardize your claim entirely. In order to protect your legal rights, you need to make sound decisions, and this means knowing both what to do and what not to do in the aftermath of a collision.
So, what mistakes do you need to avoid after a car accident in Chicago?
Don’t post pictures from the scene of the accident on Instagram. Don’t write a post describing the accident for your friends and family on Facebook. Don’t tweet about the accident, and don’t post anything about the accident on any other social media platform. In fact, while your car accident claim is pending, it is best that you try to stay off of social media entirely.
Why? When you have an insurance claim, the insurance company will be looking for any possible excuse to deny payment of just compensation. In today’s world, if you post photos or information online, the insurance companies will be watching. They will be closely scrutinizing your social media posts for anything they can use against you, and even posts that seem harmless could potentially end up creating huge problems for your claim.
In the same vein, when dealing with your insurance company directly, you do not want to provide any more information than is absolutely necessary. As a result, while you should file a claim promptly, you should not give a recorded statement. Remember, when you call your insurance company, the entire conversation is usually being recorded. So, aside from reporting where and when the accident happened, you should not say anything to your adjuster over the phone.
However, you do still need to report the accident as soon as possible. Not only will this start the process moving, but it may also be necessary in order to preserve your claim for financial compensation. Standard auto insurance policies require policy holders to report all accidents resulting in vehicle damage; so, even if you are fairly certain that the other driver was at fault, you still need to contact your insurer. Your insurance company will then contact the at-fault driver’s insurer, and the process will proceed from there.
Many people get apprehensive about contact their insurance companies. They worry that they will say something they shouldn’t, and they get concerned that they may get talked into an unfair settlement. If you feel uneasy about calling your insurer, this is absolutely something that our legal team can handle on your behalf. But, once again, time is of the essence, so we encourage you to contact us right away.
Among the tactics the insurance companies use to limit their financial liability is trying to send their policy holders to “preferred” repair shops. Generally speaking, these shops are “preferred” not because they do great work, but because they do a high volume of work at a discounted rate. While your adjuster is not likely to tell you, you should be able to go to a repair shop of your choice – if nothing else it is a good idea to at least get an estimate that you can compare to the one prepared by your insurance company’s preferred service provider.
Another tactic the insurance companies use to gather information is to ask accident victims to sign a medical release. However, adjusters often do not refer to this document by name, and you may be told that you need to sign so that the insurance company can “verify your injuries” so that it can make payment on your claim. Do not be fooled. You do not have to sign a medical release, you should not sign a medical release; and, if you do sign one, you will be giving your insurance company access to private, personal health information that you will almost certainly rather keep to yourself.
If the other driver was 100% at fault in the accident, you are entitled to recover full compensation for all of your accident-related losses. This includes current and future losses, and it includes losses that are financial and non-financial in nature.
Before accepting payment from the insurance companies, it is imperative that you know the full value of your claim. If you do not know how much you medical care will cost in the future, and if you do not know how to place a monetary value on your pain and suffering, then there is an extremely high likelihood that you are going to end up settling for less (and perhaps far less) than you deserve. At Malman Law, we work with trusted physicians and other professionals to ensure that we are seeking full value for our clients’ physical, psychological, and financial losses.
If you are considering accepting a payment from the insurance companies, you need to make sure you read the fine print. If you do not understand the complex legalese, then ask a lawyer to explain what you are signing. Most likely, when you accept payment, you will be agreeing to waive your right to seek any additional compensation for your injury-related losses. This includes not only filing a claim with the payor, but filing a claim with any other insurance company and even filing a lawsuit directly against the at-fault driver.
In other words, when you have an insurance claim, you only get one chance to secure just compensation. If you settle too soon, any losses that are not covered by your settlement will be yours to bear. The losses stemming from a car accident can be substantial; and, to ensure that you are not unnecessarily and unknowingly subjecting yourself to a lifetime of financial strain, it is critically important not to sign anything without the benefit of experienced legal representation.
If you do not take control of your insurance claim, the insurance companies will take control of it for you. They will dictate the pace of your claim, and they will determine how much compensation you receive for your injuries. None of this is ideal, and putting the outcome of your claim in the hands of the insurance companies is the surest way to receive less than you deserve.
When you have an insurance claim, you need to control the process. You need to keep the pressure on, and you need to fight for the full compensation to which you are entitled under Illinois law. You need to make sure the insurance companies do not take advantage of you, and you need to make informed decisions at every step along the way.
When you get injured in a car accident in Chicago, your first priority should be to obtain medical treatment as soon as possible. The forces involved in car accidents can cause severe traumatic injuries, and the effects of these injuries will not always be readily apparent. By seeking medical treatment promptly, you can obtain an accurate diagnosis that links your injuries to the accident, and you can get started on the road to recovery right away.
Due to the complexity of car accident insurance claims and the risks involved in making mistakes along the way, it is strongly in your best interests to discuss your case with an experienced attorney. Your attorney will be able to deal with the insurance companies for you; and, if necessary, he or she will be able to take your case to trial in order to win just compensation.
At Malman Law, we offer free initial consultations to car accident victims in Chicago, and we do not charge any fees or costs unless we win just compensation. To learn more about your rights and get the help you need to win the financial compensation you deserve, call 888-625-6265 or contact us online today.
They are very helpful, and when it comes to getting things done with your case I had the pleasure of working with Jason Kellerman he was awesome I highly recommend them.
- Britany Weaver
I’m very pleased to recommend Malman Law to my friends and relatives! I have to mention how efficient and professional in dealing with my case has been with everyone that I’ve been in contact with at Malman Law. Mrs. Sabo is outstanding as well as her secretary and assistant in responding quickly to any of my questions or concerns. This firm has gone above and beyond to keep me updated and get answers to my questions at any time, weekends included! Malman Law rules in my opinion!
- Cheryl Wagemann
I’ve been knowing about this Law firm for many years through friends, referrals & advertisements, never I thought I would need their services because I believed things & situations don’t happen to me like this, long story short I was in a situation that I needed help & advice!!! In the right direction, I connected with the Firm & a very patient, understanding professional woman by the name of Margie assisted me in what I needed 🙂 Thank you I will refer as I was as referred as well This firm really does care!
- Elvira G.
I was rear-ended by a semi-truck on my way to work. I was transported to the hospital and my car was totaled. In the aftermath, Dan Petrich and Anna Schmidt from Malman Law helped me get set up with physical therapy and negotiated with the insurance companies to make sure the resulting settlement would cover my medical bills and a rental car until I could get a new car. I would highly recommend their services.
would do everything they could for me.
- Tony S.
I contacted Malman Lawafter my work injury. So professional from my first phone call. Mr. Malman’s investigator, Dan, came right out to our home. Everything was explained in detail so I know what to expect during this process. I certainly recommend anyone ever in need of a personal injury lawyer to call Malman Law. Truly the best!! Thanks, everyone!
- Devin Jones
Attorney Greg Lamorena was my lawyer when I slipped and fell. He kept me updated throughout the case and was always available to talk when I had questions. He is a great lawyer and could not be happier about my settlement!
- Annie Ong
Alexis was the attorney on my case! She kept me in the loop about everything with my case. If I had any concerns I was able to contact her and she’ll answer my questions right away. If you’re interested in working with Malman Law I would highly recommend Alexis she was GREAT. I would highly recommend Malman Law if you’re ever in need!
- Eugenia Cathery
They are so efficient and professional. Always available to help. Attorney Boyer was great and very good with my case. I really appreciate Malman Law. I gave them 5 stars because there is nothing higher.
- Omolewa Snyder
I have had an amazing experience with Malman law so far. From the start, Dan was super easy to work with, got me the medical attention I needed, and fast. Couldn’t ask for better communication. Neil Kilcoyne has been nothing but the best I could not recommend a better attorney. Malman Law is a 10 out of 10 law firm.
- Trevor Harris
Hi, I just want to acknowledge Jay McCarron, Kelly & the firm at Malman Law for representing me as they continue to work on my case. Thanks for keeping me updated & responding quickly to any of my questions or concerns. I would highly recommend you and your firm to friends & family. E. P.
- Ernest Pitts
Alexis was the attorney on my case and she was GREAT. She made sure I was updated on everything about my case. I would highly recommend Malman Law if you’re ever in need.
- Ariel Fleming
I had the best experience with Jason and Jay attorneys from Malman Law they really went all the way to settle my case I’m telling you there just the best!! Recommend 100%!
- Carmen Rivera
Adam Meadow acted as the attorney for a family member who was in a car accident. He was highly personable and actively listened to our issues throughout the litigation process. He was able to get us a settlement for the reparations of the accident. We would recommend their services!
- Greg Gustafson
Excellent customer service and a great experience. Malman Law handled the whole process and it was very smooth. The settlement was a great success. I would choose Malman Law again in the future.
- Malak St.Clair
Helped me out of a big jam when my auto was hit twice when and the other drivers had no insurance. Adam Meadow is the only Lawyer I will call for helping me and my daughter.
- Devri Lott
I cannot give enough praise to the team at Malman Law, for helping with my case. My children were involved in an auto collision and the attorney Adam along with his paralegal Michelle worked diligently until the matter was resolved and my entire family was happy. I would definitely recommend Malman Law for anybody going through legal troubles.
- Adrian Lopez
A close friend recommended me to Malman Law. I currently have a case with them due to a car accident I had and ever since the accident they have been taking care of everything for me without me having to worry about anything. They took care of the medical bills & helped me get physical therapy right away. I highly recommend them.
- Vanessa Leon
Bella Feinstein, Jason Kellerman, and Terry Davey have been instrumental in helping me through many difficult situations. Not only did they work to get my mom a settlement, but they have also continued to help me through the legal process of relocating my mom to a different state. I’m very grateful for their hard work and good advice.
- Nyah Vuljanic
This law firm is the best they got me paid and Malman Law kept in constant communication with me which meant a lot to me I would highly recommend this law firm to anyone who. In the position, they are awesome sincerely. Jeff walker
- Jeff Walker
Mr. Kellerman of Malman Law shows compassion for his clients. Returns calls and emails promptly, he takes time to listen to his clients, and gather facts accordingly.
- Steve Acosta
Everyone at Malman Law made me feel welcomed and heard. My lawyer, Adam Meadow, as well as staff, kept me up to date and were more than happy to do so! I would highly recommend their services. Also- a plus is many employees are fluent in Spanish. My experience was easy and worthwhile.
- Adrianna Gomez
Dan Petrich was the best man for my case of falling through my porch of an apartment I rented. He made sure I got what I deserved not only $ wise but medical wise and that my hospital bills and Dr bills were left at a $0 balance before closing my case. I was definitely happy and glad I choose him. Thank you. 5 stars
- Jose Cruz
Steve Malman helped me with my auto case. He quickly responded and answered any and all the questions I had. My case was a success as well as 2 other family members I recommended to him won their cases as well. Definitely a 5 star!
- Meagan Cruz
- Eddie Villarreal
I am very impressed with Malman Law and my experience with Tiffany Alberty. She was very professional and knowledgeable. I appreciate the great communication and never felt out of the loop. She was very patient and hard working on my case. I would highly recommend this firm. Thanks for the hard work and all your help!
- Madissen Miller
Malman Law is definitely professionals and skilled at what they do. Mr. Adam Meadow always kept me informed and never hesitated to answer my questions and was open to hearing my concerns. Wouldn’t think twice about referring them to family and friends. Thank you to all at Malman Law!
- Christina Ocon
Mailman Law, Excellent firm!! Tiffany Alberty and her assistant Margie Gallegos were super efficient and knowledgeable. Great communication—very quick response and great follow up! My case was resolved sooner than expected. I highly recommend them!
- Adriana Martinez
So glad I contacted Malman Law regarding my accident. Professional and caring. Thank you Mr. Malman. I most definitely recommend to anyone if you need the best to call Malman Law!!!
- Virgil Sanner
I really appreciated and enjoyed Yennin Calderon’s service. I called asking questions and she was so helpful. Not only did she answer all my questions and concerns. It was also a bonus that she was bilingual in Spanish! Loved the warmth she brought. Thank you!
- Jazlyn Caraballo
My experience with Malman Law was great. I worked with Attorney Tiffany Alberty and her assistant Margie. Both communicated what was going on with my case, explained the next steps, and got my case resolved early. I would highly recommend Malman Law.
- Ashley Jenkins
2 years ago I was involved in a trucking accident involving a 14-wheeler truck that nearly disabled me for life. Steve fought to make sure that I received the most possible compensation for my injuries. I was about to take the insurance company’s lowball offer, but decided to call Steve first – it was the best decision I’ve made yet
NOAH TAFFELPersonal Injury Victim