Safeco Insurance is a national insurance company that is a member of Liberty Mutual Group. It offers auto insurance through independent agents. Although Safeco advertises that it is “known for helping people protect the lives they’ve built,” a healthy dose of skepticism would be a good idea if you are considering filing a claim against them. Ultimately, Safeco is driven by exactly the same economic incentives that drive every other auto insurance company – they make money by collecting premiums and spend money by paying out claims. In legal terminology, that is known as a conflict of interest – one that is likely to result in considerable resistance to your claim.
It really is. At Malman Law, we are not subject to a conflict of interest problem, because with our Zero Fee Guarantee, we only make money if you do too. If you retain us, you will pay no up-front fees – and you will never owe us a dime for our services unless we win compensation for you. In other words, our interests are in harmony with our clients’ interests, not in conflict with them.
We will do our best to bring you home a quick out-of-court settlement through aggressive representation. Given our reputation for courtroom prowess, most insurance companies don’t want to face us in court and will settle a claim rather than risk an adverse trial result. In fact, this is exactly what happens over 95 percent of the time. If the other side insists on being stubborn, however, we are ready for action in court.
Vehicle accidents: Illinois roads are beset with dangers – intoxicated drivers, texting and driving, “road rage,” and even simple absent-mindedness. These mistakes are costly, to the tune of over 1,000 lives every year and oftentimes more serious injuries. The good news is that you can often obtain compensation even if the accident was partly your fault. Nursing home abuse: Our blood runs cold when we see evidence of abuse of the elderly. Unfortunately, this happens all too often in Greater Chicago nursing homes. In some cases, the signs of abuse are difficult to see and to trace back to their origins. This is where legal expertise can make a real difference. Workers’ Compensation: Illinois workers’ compensation claims are based on work-related injuries and are subject to a set of rules all their own. Some of these rules are more advantageous to you than the rules for an ordinary personal injury claim, while others are decidedly adverse to you. We can help you maximize the benefits of the system while minimizing its disadvantages. Medical malpractice: Medical malpractice claims often go unrecognized, because it is frequently unclear whether or not a “complication” was unavoidable or the result of medical negligence. We understand how complex these cases can get, and we are adept at tracing an injury back to its true source so that your compensation claim can be proven. Product liability: A product liability claim can arise from a defective prescription drug, malfunctioning auto airbags, or even food poisoning, as long as you were injured by the product’s defect. Although such claims can get technically complex, in many cases you don’t have to prove fault to win. Wrongful death: Just about any type of personal injury claim can become a wrongful death claim if the victim dies from the injury. Wrongful death claims are subject to special rules about who can file the lawsuit and who receives compensation. A successful wrongful death claim, however, can result in substantial compensation. Slip and Fall Accidents: Slip and fall accidents can cause all sorts of serious medical conditions, including head and spinal cord injuries. Sadly, the elderly are particularly vulnerable to slip and fall accidents. You are particularly likely to have an actionable slip and fall claim if you are injured by a dangerous condition on someone else’s property, including a private business.
If you don’t have enough money to pay your medical bills while you are waiting for your claim to be resolved, the hospital might decide to delay collection action and simply place a hospital lien on any future verdict or settlement you receive in order to ensure payment of your bills.
Probably not, but it might. A court may award punitive damages when the defendant’s conduct is so outrageous that it wishes to punish the defendant to deter future misconduct. A DUI accident, for example, is more likely to qualify for punitive damages than an ordinary negligence claim.
The best witnesses will not be related to you, and they will have no personal interest in the case. They may include passers-by or other motorists, for example. Expert witnesses, such as medical witnesses and accident reconstruction specialists, can also be useful.
A traffic violation can be used to prove negligence if it actually caused the accident. If the defendant is found guilty in criminal court, you can use the verdict as evidence of negligence in a personal injury lawsuit.
Yes, if a personal injury lawsuit has already been filed by the time settlement is sought. A judge might reject a settlement offer if he or she believes it is grossly unfair to one of the parties. In general, however, judges are eager for parties to settle.
In general, the settlement process works like this:
Yes. It is best to get a personal injury attorney involved as early as possible. A good accident and injury lawyer can prevent you from committing many common errors that will reduce or eliminate the value of your claim.
Possible alternative sources of compensation include:
Common causes of truck accidents include:
Our track record speaks for itself – over the past two decades of practice, we have brought home a staggering $200 million in settlements and verdicts for over 20,000 personal injury clients, including many multimillion dollar verdicts and settlements. We can afford to offer our Zero Fee Guarantee because we win 95 percent of our cases.
We understand that in the aftermath of a serious personal injury, you need to be concentrating on recovery, not litigation. We will do everything possible to make the process smooth, speedy, and painless for you. We understand that you are more than just a faceless case number, and we will craft a strategy for victory that is just as unique as you are.