GEICO Car
Insurance Claims

A GEICO Insurance Claim Law Firm Serving Illinois and Greater Chicago

Malman Law is a personal injury law firm that has collected hundreds of millions of dollars for over 20,000 injured clients in Greater Chicago and elsewhere in Illinois. We have spent decades fighting Big Insurance, and we absolutely will not allow our clients to be tricked or bullied by auto insurance companies that put their customers’ interests on the back burner in the service of their own bottom line.

What is GEICO?

GEICO, which stands for Government Employees Insurance Company, is not at all that its name implies, since it is not owned or operated by any government. It is a private, for-profit insurance company that writes well over $20 billion in premiums, making it America’s second-largest auto insurer. Like any other private business, it seeks to maximize its profit. It does so in two main ways: By accepting premiums from customers, and by denying or minimizing claims filed by some of those very same customers.

A Primer on Illinois Auto Accident Law

Your vehicle accident claim will be based on two major sources of law: (i) the terms of your GEICO auto insurance policy and (ii) Illinois state law. The most relevant features of Illinois auto insurance law include:

• Mandatory auto accident liability insurance with policy limits of at least $25,000 per person and $50,000 per accident.
• Mandatory auto accident property damage insurance with a policy limit of at least $20,000 per accident.
• Mandatory uninsured/underinsured motorist insurance with policy limits of at least $20,000 per person and $40,000 per accident.
• A two-year statute of limitations deadline for personal injury claims.
• A five-year statute of limitations deadline for property damage claims.
• If you were also at fault, comparative negligence principles do not bar recovery but merely reduce the value of your claim in proportion to your percentage of fault, unless you were 51 percent or more at fault.