Chicago Uninsured Motorist Lawyer

Aggressive Attorneys For Uninsured And Underinsured Driver Accident Victims in Chicago

If you were injured in an auto accident and the other driver doesn’t have insurance, you may still be able to receive compensation for your losses.

At Malman Law, we have decades of experience helping clients in cases involving uninsured and underinsured motorists throughout the Chicagoland area.

Car Accident and Injury Attorneys Fighting for Victims in Auto Accidents Involving Uninsured And Underinsured Drivers in Chicago

While being injured in an accident can be overwhelming, things can quickly get even worse if you find out that the other driver was not insured. Illinois law requires all drivers to carry auto insurance, but unfortunately, research shows that more than 1 in 10 drivers in Illinois are uninsured. With most auto accident cases being resolved through insurance settlements if you have been injured by an uninsured or underinsured motorist, what do you do?

Fortunately, even if the other driver was uninsured or underinsured, you may still be able to receive compensation for your losses. Malman Law’s attorneys have helped numerous clients collect money to cover their losses in this exact situation.

Seeking Compensation after an Accident with an Uninsured or Underinsured Motorist

There are two primary ways that injured drivers and passengers can seek compensation after an accident with an uninsured motorist. These are:

  • Filing an uninsured or underinsured motorist claim with your own insurance policy
  • Filing a personal injury lawsuit against a third-party that is responsible for the accident

Uninsured and Underinsured Motorist Insurance Claims

The first and most common way that victims can recover compensation after an accident with an uninsured or underinsured motorist is to file a claim under their own insurance policy. Under Illinois law, all car insurance policies must include coverage for accidents caused by uninsured and underinsured motorists. This is “no-fault” coverage, meaning that you are entitled to file a claim regardless of who was at fault in the accident. As a result, accident victims commonly file uninsured and underinsured motorist claims where:

  • They were injured by a hit-and-run driver
  • The accident did not involve a collision (e.g., another driver pulled out in front of you and caused you to swerve off of the road)
  • The other driver did not have any insurance
  • The other driver had insurance, but his or her policy limits were lower than your uninsured motorist coverage (this is what we refer to as an “underinsured” motorist)

Despite providing an opportunity to recover no-fault compensation, uninsured and underinsured motorist claims can still be exceedingly complex. The laws regarding these claims are complicated, and if you are not familiar with all of the rules and restrictions, you may end up leaving a significant amount of money on the table. For example, did you know that you may be able to “stack” coverage under the insurance policies of all members of your household? At Malman Law, we can ensure that you do everything necessary to recover maximum compensation for your losses.

Seeking compensation for your truck accident

The second option for securing a financial recovery after an accident with an uninsured or underinsured motorist is to file a personal injury claim against a third party that is responsible for your injuries. There are many situations where an injured driver or passenger may have a third-party claim. For example:

What’s your case worth? Submit for a free case review

Our Location

205 W. Randolph St., #610,
Chicago, IL 60606

GET DIRECTIONS

Know Your Rights!

RESOURCES LIBRARY