American Family Insurance, also known as AmFam, is a comprehensive insurance company that earns billions of dollars in revenue every year. AmFam has been generous in its charitable contributions, setting up a children’s hospital in 2003 and donating $1 million to the United Way through its employees in both 2007 and 2008.
If you are considering filing a claim against an AmFam auto insurance policy, all of this generosity might tempt you to think of AmFam as a charity. Nevertheless, it remains a for-profit business – every dime it pays out in claims is a dime out of its profits, due to the inherent conflict of interest that is built into its business model. Expect resistance, not charity, when you file a claim.
At Malman Law, personal injury attorneys, we don’t play the conflict of interest game. If you retain us, our relationship will be structured so that you won’t have to pay any upfront fees, and you will never owe us any money for our services unless we bring home compensation for you. Even then, the amount of our compensation will be proportionate to yours – making it in our interest to bring home as much as we can for you.
We will do our utmost to negotiate a quick out-of-court settlement with AmFam, so that you can be fully compensated as soon as possible. Eventually, of course, a settlement is all but inevitable – our litigation skills are so well-known among insurance companies that they settle with us 95 percent of the time rather than face us in court. Nevertheless, we will go to trial if necessary.
Vehicle accidents: Over a thousand people die on Illinois roads each year, and many thousands more are injured. Most of these accidents are someone’s fault. If that someone isn’t you, then you have a personal injury claim. If the victim dies, eligible close relatives might have a wrongful death claim.
Nursing home abuse: Chicago hosts dozens of nursing homes. Although most of them are safe places, a number of nursing home abuse incidents occur every year. In many cases, nursing home abuse can be established by proving the violation of one of the many state and federal regulations that apply to nursing homes.
Workers’ compensation: Illinois Workers’ Compensation is designed to compensate workers suffering from work-related injuries. Although it is not necessary to prove fault to win, damages can be limited compared to ordinary personal injury cases. In some cases, damages limitations can be evaded, such as when a third party is found to be partly or wholly at fault.
Medical malpractice: Medical malpractice is a frightening topic, because of the incredible trust we are forced to place in doctors. Unfortunately, medical malpractice happens far more often than most people realize. Although winning a medical malpractice claim takes skill, experience, and dedication, the compensation can be immense in cases of serious harm.
Slip and fall accidents: Slip and fall accidents occur with more frequency than any other type of personal injury claim except for vehicle accidents, and they can be particularly devastating to the elderly. When the accident occurs in a business establishment, or even while you are a guest in someone else’s home, civil liability is a real possibility.
Product liability: A product liability claim arises when you are injured by a defective and unreasonably dangerous product – whether it be an automobile airbag, a prescription drug, or a medical device. It is possible to win a lawsuit against the manufacturer without proving fault.
Dog bites: Illinois dog bite law holds a dog owner strictly liable for the aggressive behavior of the dog, even without negligence on the owner’s part. Even if the dog owner cannot afford to pay a claim, many homeowner’s insurance and renter’s insurance policies pay out on dog bite claims. The average payout is in the tens of thousands of dollars.
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205 W. Randolph St., #1700,
Chicago, IL 60606
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