Car Insurance Injury Claims FAQ

Monday, February 22, 2021

Car Insurance Injury Claims FAQ

Written by Malman Law, reviewed by Steve J. Malman.

Many people might think they know what to do following a car crash, but when one happens, they are unsure. It is important to know answers to common questions from experienced Chicago car accident attorneys. 

If you’ve recently been in a car accident and sustained injuries or property damage, you might have many questions. Injury accidents and car insurance coverage are confusing topics with many specific details. Here we will address several of your most pressing questions. 

Do I Need a Chicago Car Accident Lawyer?

You don’t have to have legal representation from a Chicago car accident attorney. However, just because you aren’t required to have one doesn’t mean you won’t benefit from having one. Many people injured in car accidents do need legal representation to obtain the compensation they deserve. It’s best to meet with a lawyer as soon as possible and have them review your case to determine if they can help you or not.

How Much is My Case Worth?

Most of our clients ask the same question. The value of each claim varies depending on many factors such as:

1. Who caused the accident?
2. The available sources of compensation and their limits—usually auto insurance policies
3. How extensive your injuries and damages are

At your initial case consultation, we can give you an estimate of how much your case might be worth.

I Feel Fine, Should I See a Doctor?

Even though you might feel fine or just a little bit sore after a car accident, there’s no guarantee that you don’t have injuries. You should see a doctor as soon as possible as it will benefit your health and your legal claim. Some injuries, such as whiplash, sometimes don’t show symptoms until several days after an accident. 

Who Should Pay for My Injuries?

Typically, the person or party who caused your accident is liable for paying for your medical bills and other damages. A Chicago car accident lawyer can investigate your accident to determine who is at fault and who should be held accountable. Once this is determined, the necessary steps can be initiated to get you the money that you deserve.

What if an Uninsured Driver Hit Me?

If you were hit by an uninsured driver or involved in a hit-and-run accident, it’s imperative that you contact a Chicago car accident attorney. You still deserve compensation for your injuries. It’s not your fault that the other driver wasn’t complying with state law to have car insurance. If you have certain types of elective car insurance coverage, you might be able to file a claim with your own insurance company. 

How Long Will It Take to Settle My Case?

As a general rule, the more complicated the accident or injuries and the more parties involved, the longer it will take to settle a case. The strength of the evidence in the case can also have an impact. It can be difficult to predict how long it might take to resolve your claim. Some claims are settled in a matter of weeks or a few months. Others take several months or maybe even a year or two. 

Call a Chicago Car Accident Lawyer for Help

We know you have more questions that we didn’t cover about car accidents, insurance, and your injuries. Call today to schedule your free no-obligation consultation with the skilled car accident attorneys at Malman Law. We can be reached at (312) 629-0099 or use our online contact form.