Allstate Auto
Insurance Lawyers

A Personal Injury Law Firm for Allstate Insurance Claims Serving Illinois and the Greater Chicago Area

At Malman Law, we will put our decades of car accident claim experience to work for you so that you can recover every dime that you are entitled to. We are not afraid to stand up to stingy insurance claims adjustors, and our years of experience have taught us exactly how to handle them in court and at the negotiating table. If you believe you may have a valid claim against Allstate Insurance Company, we will be more than happy to fight in your corner. Negotiating against an insurance claims adjuster whose sole goal is to minimize the employer’s payout is not for the inexperienced or the faint of heart, since these insurance industry professionals make their living denying claims and short-changing injured victims using every trick at their disposal. We know all the tricks, and we are not amused when someone tries to take advantage of our client.

About Allstate

Allstate (the “good hands people”) is a multibillion dollar mega-company that currently ranks as the nation’s third-largest insurer. This insurance behemoth, however, doesn’t earn its billions by generously paying out the full value of every claim it receives – after all, every dollar it pays out is a dollar out of its pockets. Consequently, once you file a claim with Allstate, its “good hands” can quickly start to feel like a pair of boxing gloves. If you truly want to be in good hands, you will need an advocate whose interests are not opposed to yours, such as an experienced personal injury law firm that only earns money when you collect. And, that is where Malman Law can help.

Types of Claims We Handle

Our injury lawyers handle all different types of vehicle accident claims throughout Illinois and the Greater Chicago area. Contact Malman Law to discuss your Allstate insurance claim arising from any of the following accidents:

• Car accidents
• Motorcycle accidents
• Truck accidents
• Bicycle accidents
• 18-wheeler accidents
• Pedestrian accidents
• Train accidents
• Bus accidents
• Uninsured motorist accidents
• Hit and run accidents
• Drunken driving accidents
• Cell phone and distracted driving accidents
• Wrongful death accidents
• “Road rage” accidents

Illinois Auto Insurance Law

Illinois imposes some of the nation’s strictest mandatory insurance coverage requirements on its drivers. All Illinois drivers must carry:

• Personal injury liability insurance coverage with maximum coverage limits of no less than $25,000 per person and $50,000 per accident (no matter how many injured victims there are).
• Property damage liability insurance with maximum coverage limits of no less than $20,000 per accident.
• Uninsured/underinsured motorist insurance with maximum coverage limits of no less than $20,000 per person and $40,000 per accident.

If You are Filing a Third-Party Claim Against Allstate

Illinois is a “fault” auto insurance state, meaning that if you suffer injury or property damage in a vehicle accident caused by someone else’s negligence, you may (i) file a third-party claim directly against the offending driver’s liability insurance company; (ii) file a lawsuit against the driver, without first exhausting your own insurance coverage; or (iii) file both an insurance claim and a lawsuit. In order to effectively pursue a third-party claim against Allstate, you will need to understand the terms of Allstate’s liability insurance policy with the driver you are claiming against. Rest assured that Allstate will not make this any easier for you.

If You Are Claiming Against Your Own Allstate Insurance Policy

If you become a victim of a hit and run accident and the offending driver is never identified, or if the at-fault driver is uninsured or underinsured, you may file a claim against your own uninsured/underinsured motorist policy. Illinois law requires you to cooperate with your own insurer in ways that are not required when you file a third-party claim against another driver’s insurance policy. Additionally, you might have trouble calculating your own losses or understanding exactly what your policy covers. Allstate might take advantage of your lack of knowledge by unreasonably delaying settlement, demanding burdensome amounts of paperwork, denying your claim outright, or offering you less than what you are entitled to. Our experienced insurance claim attorneys have seen it all before, and we simply won’t allow one of our clients to be treated in this manner.